Last June 15, 2006, I started an excel file where I put in all my earnings and expenses so that I can easily track and budget my money. Now, every sweldo, I open the file, input how much I earned and it auto-computes my expenses, tithes, etc. I can't live without it.
I was just finished paying my last bills before declaring broke until next day when I checked my expense chart.
2006 - approx. 220,000.00 (mid year)
2007 - approx. 380,000.00
running 2008 - approx. 230,000.00
and where is it now? Gone!!!! By buying small trinkets, car accessories, little things that are gone now.
I'm such a loser. Imagine how much I could have now if I saved P1000 per payday. O sige, kahit P500 per payday. Syet.
I'm depressed.
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